Crypto That Works in Real Life

Use your crypto for daily purchases and flexible financing through a secure system built to replace traditional banking

Join NBCB It's Free Connect with us
200+ Countries 24/7 Support Zero Monthly Fees Blockchain Secured
Neo Blockchain Bank
About Us

Welcome to the Future of Finance with NBCB

At NBCB Neo Blockchain Bank, we are transforming financial freedom through innovative blockchain technology. Our flagship offerings, the NBCB Crypto Fintech Financing Solutions and the NBCB Blockchain Debit Card, deliver seamless, secure, and accessible tools that empower you to take full control of your financial journey whether spending, investing, or accessing liquidity globally.

Open the full story, mission, core values, and six reasons to choose NBCB or jump straight to global offices, email, and 24×7 support.

Join NBCB It's Free Buy NBCB Token

200+ Countries · Zero Monthly Fees · 24/7 Support · Blockchain Secured

0+
Global Reach
Supported across 200+ countries and territories, with acceptance at over 150 million merchant locations worldwide.
0B+
Transactions & Scale
257+ billion transactions annually with over $14T yearly payment volume.
0B
Global Card Network
Approximately 4.9 billion cards in circulation worldwide.
0+
Crypto Partnerships
Partnered with 80+ crypto platforms globally.
0M+
Merchant Acceptance
Accepted at over 150 million merchant locations worldwide.
0M+
Adoption Trend
Millions of users globally use crypto-linked cards for everyday spending.
Our Products

One Platform. Three Powerful Products.
All Your Crypto Spendable.

NBCB offers three interconnected products forming a complete crypto-to-fiat financial ecosystem for individuals, everyday users, and businesses of all sizes.

Flagship Product

Your Crypto. Spendable Everywhere. Right Now.

The NBCB Blockchain Debit Card is a Visa-powered physical and virtual card that links directly to your NBCB digital wallet. Every time you tap, swipe, or pay online, the card automatically converts your chosen cryptocurrency to the merchant's local fiat currency — at the exact point of sale, in real time, at competitive rates, with zero foreign transaction fees. You spend crypto. The merchant receives their local fiat. The entire process completes in seconds.

Accepted at over 80 million Visa merchant locations across 200+ countries, the NBCB Debit Card makes your digital asset portfolio as spendable as cash without needing to pre-load, manually convert, or sell your holdings first.

1
LoadTop up your NBCB card with any supported cryptocurrency from the app BTC, ETH, USDT, USDC, NBCB Coin, and 45+ more. Takes under 30 seconds.
2
Tap or SwipeUse your physical card, virtual card, or Apple Pay at any Visa-accepted terminal anywhere in the world. No manual conversion at the terminal.
3
Converted InstantlyNBCB's blockchain infrastructure converts your crypto to local fiat at the exact millisecond of purchase. The merchant receives their currency. You spend crypto.

Virtual Card

Available instantly after KYC approval. Use for all online purchases, e-commerce, and digital subscriptions from the moment your account is verified. Add to Apple Pay or Google Pay in under 2 minutes.

Physical Visa Debit Card

Dispatched within 5–7 business days to addresses across India and key APAC markets including Singapore, Hong Kong, UAE, and South Korea. Works at any Visa terminal worldwide.

Apply for Your NBCB Card Free

5 minutes · Virtual card instantly · Physical in 5–7 days · Visa Worldwide

Business
VISA Platinum
Authorized Signature
CVV
Cardholder Name FIRSTNAME LASTNAME
Card Number •••• •••• •••• 0000
Expires MM / YY
Type Business
support@nbcb.com · +1 800 NBCB · nbcb.com
Issued pursuant to license.
PCI-DSS compliant. Use subject
to cardholder agreement.
VISA Platinum
Good morning
NBCB Wallet
JD
Total Balance
$12,480.50
••••••••••••0000
Firstname Lastname
MM / YY
VISA
Send
Top Up
Pay
Crypto
Recent
Coinbase
Today 09:14
−$240.00
AWS Services
Yesterday
−$89.00
USDC Transfer
Mar 22
Mobile First

Your Entire Crypto Portfolio. One Tap Away from Being Spent.

The NBCB app is your command centre for crypto spending. Manage your wallet, track every transaction in real time, convert between 50+ cryptocurrencies, and pay at any NFC terminal using Apple Pay without taking your card out. Adding your NBCB card to Apple Pay takes under 2 minutes.

  • Native Apple Pay integration tap iPhone or Apple Watch at any contactless terminal
  • Google Pay and Samsung Pay also supported
  • Live multi-crypto portfolio dashboard with real-time price tracking
  • One-tap top-up load your card from 50+ supported cryptocurrencies
  • Peer-to-peer crypto transfers to any NBCB user worldwide sub-second, zero fees
Download the NBCB App

Apple Pay Ready · iOS & Android · Free to Download

NBCB App & Apple Pay
Enterprise

Your Business Lives in Crypto. Your Expenses Should Too.

The NBCB Business Card is an enterprise-grade crypto payment solution built for startups, digital agencies, and corporations operating in the digital economy. One corporate account. Multiple cards. Full control. Custom spending limits. Bulk payroll. Monthly GST-ready expense reports. Everything your Web3-native business needs to operate professionally in the real world.

  • Multi-user corporate account with role-based spending permissions
  • Issue multiple physical and virtual Visa cards per business account
  • Bulk payment and payroll in crypto (USDT, NBCB Coin) or fiat equivalent
  • Monthly expense reports in PDF and CSV GST-ready for Indian businesses
  • API access for accounting tools, ERP, and treasury platform integration
Get Your NBCB Business Account Talk to Our Business Team

KYB Compliant · API Access · Multi-Card · GST-Ready Reports

NBCB Business Card
Platform depth

Roadmap, services, affiliate & technology

Open any card for the full breakdown. Content matches the NBCB website content document organised in modals so the page stays scannable.

2023 – 2026+

Roadmap of Platforms

A transparent, milestone-driven roadmap built on our official published timeline. Each year opens quarterly milestones completed, in progress, and upcoming through 2026+ future platforms.

Platform Services

Platform services

Overview plus blockchain debit card payments, multi-currency APAC spending, and AI-enhanced user experience exactly as defined for NBCB's platform services.

Earn with NBCB

India's Fastest Growing Crypto Affiliate Program

Share NBCB with your network. Earn a percentage of every transaction your referrals make for life. The more they spend, the more you earn. No caps. No expiry. Paid in USDT every month.

Built for Scale

Technology Stack

Neo N3 Blockchain, NeoVM smart contracts, dBFT consensus, NeoFS decentralised storage, and ISO 20022-compliant APIs built for enterprise-grade performance.

How It Works

Transaction Flow

How does crypto become fiat at the merchant's terminal in milliseconds? Follow the complete 6-step NBCB card transaction flow from tap to receipt.

FAQ

Your Questions About NBCB, Answered

Everything you need to know about Neo Blockchain Bank from the NBCB Consumer Coin and blockchain debit card, to crypto-backed financing, Apple Pay integration, and our global affiliate programme.

Neo Blockchain Bank (NBCB) is a next-generation digital banking platform built on blockchain technology. We go beyond traditional banking combining the security and reliability of conventional finance with the speed, transparency, and power of decentralised finance. NBCB delivers a unified ecosystem for spending, borrowing, earning, trading, and managing both cryptocurrency and fiat assets globally, 24/7, across 200+ countries. Our flagship products are the NBCB Blockchain Debit Card and NBCB Crypto Fintech Financing Solutions.

The NBCB Consumer Coin is the native digital currency powering the entire NBCB ecosystem — built on Polygon Layer 2 as an ERC-20 token. Maximum supply: 9,999,999,000 tokens. Total for purchase: 3,000,000,000 tokens. Current price: 1 NBCB = $0.02970000 USD. NBCB Coin powers transactions, lending, rewards, staking, and platform utility across all NBCB services. Buy using USDT on BEP20, Polygon, or ERC20 networks directly on the NBCB website during the Consumer Coin Offering (CCO).

The NBCB Visa debit card links to your digital wallet. At every purchase, NBCB instantly converts your chosen cryptocurrency to the merchant's local fiat currency in real time at the exact moment of the transaction. You spend crypto. The merchant receives their local fiat. Done in seconds. No pre-loading. No manual conversion. Available at over 80 million Visa merchant locations across 200+ countries.

Deposit your supported cryptocurrency as collateral into the NBCB lending vault. Choose your loan amount within your available Loan-to-Value ratio. Your credit is disbursed immediately to your NBCB wallet or debit card. No credit history needed. No paperwork. Fixed 15% annual interest rate. Repay anytime before maturity and your full collateral is released. Available 24/7.

Yes. NBCB operates across 200+ countries with a strong strategic focus on Asia Pacific. India, Singapore, Hong Kong, Thailand, Vietnam, and Malaysia are included in the Q3–Q4 2025 expansion roadmap. The debit card works wherever Visa is accepted across all these markets. Local language support Hindi, Tamil, Thai, Vietnamese is being activated by region. Check the NBCB app for the most current supported markets.

Once your NBCB card is issued and KYC-verified, go to Card → Add to Apple Wallet in the NBCB app. Card added in under 2 minutes. Every Apple Pay payment at any NFC contactless terminal then automatically converts your chosen crypto to local fiat using NBCB's real-time blockchain conversion. Authenticate with Face ID, Touch ID, or passcode. No card required at the terminal.

Zero monthly maintenance fees. A 1.5% crypto-to-fiat conversion fee applies at each card transaction. ATM withdrawals are free for up to 3 per calendar month nominal fee applies from the 4th withdrawal onward. Zero foreign transaction fees across all supported APAC markets. Crypto-backed loans: 15% annual interest rate, charged only on days the loan is active. Full fee schedule in the NBCB app under Settings → Fees.

Yes. User funds are held in multi-signature cold storage. Personal data is encrypted with AES-256 and stored on decentralised storage not on centralised servers. NBCB is PCI DSS Level 1 compliant. ZK-Based Protocol Architecture protects transaction privacy. Biometric login and mandatory 2FA required for all sensitive actions. 24/7 real-time fraud detection on every account. NBCB does not hold your private keys you remain in full control.

Earn recurring monthly commissions by referring new users to NBCB. Commission rates: 10% (Starter: 1–10 referrals), 15% (Growth: 11–50), 20% (Pro Elite: 51–200), 25% (Ambassador: 200+). Commissions calculated on transaction fee revenue generated by active referrals. Paid monthly in USDT to your NBCB wallet automated via smart contract. Two-level structure: earn on your referrals and on the referrals they bring in. Unique referral link, QR code, and marketing materials available in the Affiliate Dashboard.

24 × 7 online support via email at info@neobcb.com. Reach our team through the contact form on the NBCB website, or connect via Telegram, Discord, and YouTube. Support covers English, Hindi, Tamil, and Mandarin. Offices in Dubai (UAE), Hong Kong, Seoul (South Korea), Vienna (Austria), and San Jose (Costa Rica) regional support across all key operating markets.

Still have questions? Contact our team Read the full Help & Support Centre →
Testimonials

What Our Users Say

Real feedback from NBCB users across India, Asia Pacific, the Middle East, and Europe from daily crypto spenders to affiliate earners and business card holders.

Verified User
★★★★★

"NBCB completely changed how I manage my crypto. I hold most of my savings in USDT and BTC and now I can just tap my NBCB card at any store without selling anything first. No exchange, no withdrawal delays. It just works."

AK
Arjun K.
Mumbai, India
Daily spending with NBCB Debit Card in India
Verified User
★★★★★

"The NBCB affiliate programme is one of the best I've joined in crypto. I have over 80 active referrals and the USDT commission lands in my wallet on time, every single month. The dashboard is the clearest I've seen in this space."

ML
Mei L.
Hong Kong
NBCB Affiliate Programme 80+ active referrals
Verified User
★★★★★

"I took out a crypto-backed loan through NBCB to fund a business project. No credit check, instant approval, and the funds were in my NBCB wallet within minutes. The 15% annual rate is very competitive compared to anything else I found."

DJ
Daniel J.
Dubai, UAE
NBCB Digital Asset Financing crypto-backed loan
Verified User
★★★★★

"My international clients pay me in USDC. Before NBCB I was losing money on every exchange withdrawal. Now I just tap my phone with Apple Pay, spend in SGD, and the conversion happens automatically. No friction at all."

RS
Ryan S.
Singapore
NBCB App & Apple Pay freelancer paid in USDC
Verified User
★★★★★

"The NBCB debit card works seamlessly across South Korea. Accepted everywhere Visa is accepted, instant conversion, and the blockchain confirmation is faster than the POS terminal itself. I've tried four other crypto cards none come close."

JN
Ji-ho N.
Seoul, South Korea
NBCB Debit Card daily spending in South Korea
Verified User
★★★★★

"NBCB's business card is exactly what my crypto-native agency needed. I manage USDT, ETH, and NBCB Coin in one place, pay staff via the business card, and the monthly expense reports are clean and GST-ready. Having a dedicated account manager makes all the difference."

JW
Javana W.
Vienna, Austria
NBCB Business Card crypto agency expense management

Trusted by users across India · UAE · Singapore · South Korea · Hong Kong · Europe

Join NBCB Get Your Card Today
Get Started Today

Ready to Spend Your Crypto Anywhere?

Join NBCB. Get your blockchain debit card. Start spending crypto at 80M+ Visa locations — instantly, globally, for free.

Join NBCB It's Free Connect with us

200+ Countries · Zero Monthly Fees · 24/7 Support · Blockchain Secured